Income Tax Calculator: Old vs New Regime
Enter your salary and deductions to see your tax under both regimes for FY 2026-27, side by side, and find out which one is better for you.
How to use Income Tax Calculator
- 1Enter your yearly salary and any other income.
- 2Add your old-regime deductions like 80C, 80D, NPS, home loan interest and HRA.
- 3Read the tax under both regimes and see which one saves you more.
Why use FileDagadu
- Runs entirely in your browser — nothing is uploaded to a server
- No account, signup, or watermark required
- Works on desktop, tablet and mobile
- Free with no daily usage limit
Frequently asked questions
Which tax year does this calculator use?
It uses the slabs and rules for FY 2026-27 (AY 2027-28), for a resident individual under 60, 60 to 79, or 80 and above in the old regime.
Why is there no tax up to ₹12.75 lakh of salary in the new regime?
The new regime gives a ₹75,000 standard deduction and a Section 87A rebate of up to ₹60,000 when taxable income is ₹12 lakh or less. So a salaried person with a ₹12.75 lakh salary has ₹12 lakh of taxable income and pays no tax. Other kinds of income are treated differently, so check your case.
Which deductions can I claim in the new regime?
Only the standard deduction and your employer’s NPS contribution under 80CCD(2). Deductions like 80C, 80D, HRA and home loan interest are for the old regime.
Does it include capital gains or business income?
No. It works for salary, pension and other income taxed at normal slab rates. For capital gains, business income or any complex case, ask a chartered accountant.
Is my salary information stored or sent anywhere?
No. The numbers you enter stay in your browser and are never sent to or stored by FileDagadu.
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