SIP Calculator
See what a monthly SIP could be worth after the years you choose, with an optional yearly step-up and an inflation-adjusted value. Returns are estimates, not guarantees.
How to use SIP Calculator
- 1Enter your monthly investment, expected return and time period.
- 2Optionally add a yearly step-up and an inflation rate.
- 3Read the estimated value, gains and the year-by-year table.
Why use FileDagadu
- Runs entirely in your browser — nothing is uploaded to a server
- No account, signup, or watermark required
- Works on desktop, tablet and mobile
- Free with no daily usage limit
Frequently asked questions
How is the SIP value calculated?
Each monthly instalment is invested at the start of the month and grows at the monthly rate (annual rate ÷ 12). With a step-up, the instalment rises by your chosen percentage at the start of every year.
Are these returns guaranteed?
No. Market-linked investments don’t earn a fixed return. The calculator shows what a constant assumed return would give, as an estimate.
Why add inflation?
Inflation reduces what money can buy. The inflation-adjusted figure shows the estimated value in today’s money.
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